Another Christmas season, another opportunity to do your holiday shopping on a budget. If you’re like most of us, a budget is absolutely necessary when it comes to the gift giving season. Otherwise it’s so easy (and tempting) to get out of control and spoil the ones you love.
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So just how are you supposed to accomplish holiday shopping on a budget anyway?
There’s temptation everywhere, luring you to spend more. How do you stick to your budget and not overspend?
These tips can help!
Know exactly what you have to spend
The first step in sticking to your budget is knowing what your budget actually is. Without a set number in your head, it’s way too easy to get the charges pile up. Then you might find yourself cut short at the end of your shopping spree and not even have enough to finish your shopping.
Knowing what you have to spend puts you in the driver’s seat. Make a list of who you have to buy for and map out how much you’re planning to spend on each person. Keep it with you, either on paper, your phone or in your head, every time you set out to go shopping.
Decide on gifts before you head out shopping
Think about what the people you love actually need or the kinds of things they would like. Browse online and compare prices at different stores.
I find sometimes that shopping online can even help me save money. Yes, the temptation to buy is still there, but I don’t feel it’s as strong as when you’re walking by items in a store. For me it’s not anyway. It’s much easier to search for only the types of products I’m looking to buy and not a bunch of extra stuff.
Doing as much research and planning as you can ahead of time will definitely help you stick to your budget.
Re-Gift when possible
I don’t know how you feel about this, but I personally don’t see anything wrong with re-gifting something that is new and in good shape. It’s saved us on several occasions when a gift was necessary and it wasn’t in our budget at the time. It’s very simple. If you have something that you know someone would love, why not give it to them? We place too much value on the gifts themselves when actually, it’s the thought that counts.
Homemade gifts are a great option when you’re on a tight budget and can help you not overspend. Plus, some people really appreciate the thoughtfulness that goes into a gift that is made just for them. It’s personal and makes people feel special.
With such a wide variety of DIY projects out there today, it’s easy, fun and affordable to make gifts for your friends and family. Many times you can make the same types of things that you can find in the stores for cheaper. And if you’re getting supplies at your local craft store, don’t forget to look for coupons to help you save on materials as well.
The Gift of Time
Giving of your time is a great option when you’re trying to accomplish holiday shopping on a budget. Setting up a date that, even if it does cost something, can be done at a later time (after the Christmas season when you’ve had a few more paychecks)can definitely help you keep current expenses down.
Your family and friends will appreciate this gift so much more than you know. It’s easy to pick out a gift from the store, but to give someone your time and attention truly is priceless.
We hope these ideas about How to Accomplish Holiday Shopping on a Budget will be of help to you. Have any other ideas? Please share them with us in the comments, we’d love to hear from you!
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