With the New Year right around the corner you’re probably thinking about ways to help your budget recover. Christmas is great, but it’s sure easy to get off track and overspend. Even when you do have a budget, finding ways to stick to your budget when holiday shopping is very challenging.
There are things we do around our house that actually help us get our budget back on track after the holidays.
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These Tips Can Definitely Help Your Budget Recover
Don’t go Shopping Outside the House
Meaning, don’t go to an actual store (unless completely necessary!).
When you visit the store, you’ll also be tempted to buy the after-holiday clearance stuff, which let’s face it, is usually just more of what we already received for Christmas!
Shopping online can save you money by not picking up extra stuff you don’t need. Using sites like Amazon and Grove Collaborative means that your necessities will arrive, and nothing extra. You can also earn money on the necessities that you do have to buy by using sites like Ebates. And a little extra money in the budget is always a good thing!
Use What You Have
I typically like to stock up. While I don’t recommend doing this long term (as I don’t love the idea of running out of stuff…nothing like having to rush to the store for toilet paper, am I right?) using what you have can really save you some cash right after the holidays.
You can do this with food, too. Make meals with what’s in the pantry, fridge and freezer already. If you get creative, you might only need to go to the store for your basic weekly staples, and maybe a few additional ingredients to add to your meals.
Using a shopping list always helps me to stay on track and focus on getting only what I need. And it works well, as long as you either don’t bring the kids along or don’t give in to their “I want this!”.
Snag a free printable grocery shopping list here.
Stick to the Necessities
Until your budget is back on track, stick to buying only what you need to get by. This will probably mean no clothing, makeup, shoes, household decor, and toys for your kids.
For many people, the holidays are the time we splurge and get the extras that we don’t buy all year long. And if that describes you, then sticking with only purchasing the necessities won’t be that big of a deal if that’s how you normally live. But it’s amazing how little things can creep into our spending habits without us even realizing it much. Coffee, a treat for the kids, dining out. And while those are fun, they won’t help you get your budget back on track. Giving them up temporarily will help you recover much quicker.
Having a budget is essential for any family. Even if you live paycheck to paycheck, you need to know what’s coming in, what’s going out, and when. Using a simple budget planner like this one can help!
Do you have any tips on how to help your budget recover after the holidays? We’d love to hear from you in the comments!
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