We think you’ll agree that the festive season can be rather expensive and we’re not just talking about presents. There are actually quite a few costs that can start to add up through the winter months. But luckily we know how to deal with them all to make sure you have extra money for gifts or just come out of the other side of December further ahead than you thought you would. Here are some top tips for keeping the festive finances under control.
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You don’t want issues with your car to drag down your finances this season. Unfortunately, car trouble is a common issue in the winter months, and accidents on the road are far more common. This leads to greater costs for drivers in both repairs and maintenance. The easiest way to handle this is to make sure that your car is ready for the winter roads. There are a few ways to do that.
You can invest in winter tires. With winter tires, you can make sure that your car or vehicle has a higher level of grip on the roads. This is particularly important when icy conditions start to develop, and you may want to contact your local dealer about this possibility. It’s also a smart move to keep your vehicle under shelter through winter. Both ice and snow can damage your vehicle and leave you in need of major and minor repairs.
You might also want to schedule your servicing for any vehicles you have through the summer. That way, you can get all the major costs and changes out of the way before the autumn or winter seasons have even begun.
Remember, it’s not just the car that needs to be maintained for winter. You can have issues in your home as well. You do need to make sure that the heating systems are checked before winter. Remember, regular checks can help you avoid expensive repairs and replacements which will otherwise be needed and necessary to keep your home warm and cozy. If you want to wait until after the festive season is over to complete repairs like this, it’s perhaps best to invest in a backup heating system. Using a backup, you can make sure that you are keeping your home warm and it will have zero impact on your home energy bills. That’s important for another costly issue that can arise in winter.
Energy Bills Going Through The Roof
Yes, your home energy costs can certainly rise in the build-up to Christmas. How do you handle this? Well, there are a few possibilities. The first is to make sure that your home is as insulated as possible. That will mean that you won’t have to push the thermostat to the max which is fantastic news. If you are having issues with air escaping in through leaking windows, you might want to think about getting some thicker curtains. Winter curtains aren’t expensive and can be just as effective as upgrading your windows if they are hung up the right way.
Earlier on in the year, you should look at how you are paying your bills. Paying a little more through the summer can allow you to build up credit on your account. This will mean that you won’t go into debit when you have greater energy needs through autumn and winter. While some energy suppliers will set this up automatically, for others you will need to make sure that you arrange it yourself. You will be able to ask to pay a little more and make your bills easier later in the year.
Another way to avoid this issue would be to make sure that you wrap up warm even when at home. This isn’t just about wearing layers. It’s about making sure that you and your family are investing the in best, high-quality clothing and accessories. Keeping your feet warm with felted slippers is particularly important. If your feet are cold, the rest of your body will soon follow, and that will make you want to turn up the heating. In reality, you just need to keep yourself cozy with the right clothing. This is true for little ones too. Make sure kids wear slippers and gowns at night. This can even stop them from catching the cold that becomes more prevalent during this time of year.
Getting Those Christmas Treats
How do you make sure that you have enough money for Christmas treats this year? Well, there are a few possibilities. First, it might be worth saving up for Christmas annually. You can have a small savings fun just for the Christmas season that you can build up gradually. Let’s face it, gifts for kids are growing increasingly expensive. If you have teens, you need to think regarding technology, and this is tricky because one Christmas present can suddenly cost hundreds! How do you deal with this type of cost? Well, aside from saving, do make sure that you are looking for the deals. While suppliers know you will buy through the festive season, they still have to compete with other sellers. That means that as the customer, you are king.
Use this to find the right deal for you and make sure you try the tested technique of telling the seller you’re planning to shop somewhere else. You might find that if you provide proof of a better deal, your favorite seller will match it. Then, of course, there are the Black Friday deals. Some people believe these aren’t real savings, but that’s not true at all. If you find the right seller, you can save a fortune on Christmas, particularly if you also take advantage of the many, many, vouchers and coupons that popup around this time.
Finally, you might want to think about little ways to save this year. What about the Christmas cards? While sending them out might be a tradition in your home, you could opt to send E-cards instead. This is a cheap option, and it also has the added benefit of being green too.
We hope this helps you save more through the festive period and keeps you finances in the green.